Living Luxury

Apply Your Learnings

To apply your learnings in your business is a strategic intent to develop a compelling vision of the future. Because without it, you end up without motivation.

Analysis and intelligence are required for the backward engineering of the steps, and to apply your learnings. Anticipate your competitors‘ responses. And be aware, that the competitor is you, your ego, your habits, and your lower self!

Apply Your Learnings

Make a plan, what are the milestones in

  • 5 years
  • 5 months
  • in 5 weeks
  • and finally in 5 days?

Prepare to apply your learnings by planing the use of your resources. How to utilize and allocate your time, energy, assets. And finally building strategic reserves for flexibility. A backup plan, support structures, and tactics. So, I think you understand, it needs hardworking, discipline, knowledge and sharpens your unique capabilities. Knowing your weaknesses and making them irrelevant. To develop yourself internally to handle the external circumstances of life. It allows being highly flexible in the market place.

Focus – How to Apply Your Learnings Effectively

Concentrate your forces onto the most effective point. That’s why you want to target the weakest point to get the breakthrough easiest possible. Everyone has limited resources. Or did we overcome this with the abundance challenge already? However, it is necessary to create effectiveness in using it.

Detailed execution is to move disciplined in the direction of your target. It takes years to become a good executor to apply your learnings. Due to that, you may want to watch the video:

The Inner Game of Creating Results

Source:, thank you, Leo, for sharing this!

Adaptability means to analyze the current situation. And how it is different from what you expected. Apply the appropriate tactics for the always-changing environment. Review, overthink and rewrite the plan. Because your plan is a tool, not your master. Do it every year, month, week, and if necessary every day. Don’t stick to your business plan if the situation has changed or you learned something new. So, experiment with what works for you in the market place. Analyze and adapt, learn and improve. Expect and accept that the situation will always change.

Study of principles that are general of living, business, and self-development. Improve your understanding of psychology and how the mind works. This knowledge is thousands of years old. Contemplate it deeply, combining multiple sources, and think how to apply them. Don’t look for a quick fix, but rather a deep understanding and solid implementation into your subconscious mind.

Now go back to task 20

Day 20 for Your Abundance Challenge


Living Unity

What is so special about Bali? – Why You Will Love Bali?

What is so special about Bali? – Why You Will Love Bali?

Source: Eat Pray Love Bali Trailer on Youtube

What is so special about Bali?

I keep asking other ex-pats: „What is so special about Bali?“ And almost everyone who lives for a while in Bali says something similar to that:

„It is the mentality of the locals.“

What is so special about Bali?

Example 1: Scooter rental

What is so special about Bali?

The full story about the scooter rental and why the Balinese are so trustful …

When I arrived the first time I booked the workation which included accommodation and a scooter. We found the scooter keys at the reception with the helmets. And we found the scooters in front of the villa. No one asked us for
– deposit
– credit card imprint
– not even for a license or ID.

What is so special about Bali?

Example 2:

If you drop your laundry, they just ask for your name. And write it in a funny spelling on your bag. Then they say „you can pick it up tomorrow.“ No receipt, no pre-payment, no administrative overhead. The Hindus call it karma. People trust each other and they get back what they expect:

Honest guests and customers!

Sure, the situation has changed in Kuta, Legian, Ubud and the other places, where there are a lot of (party-)tourists, who only stay for a short period of time. But even there the atmosphere is pretty relaxed and trustful. Especially compared to the biggest scarcity in the world: the USA. Even though a lot of businesses are run by people that are not from Bali. But everybody gets influenced by the gratefulness of the locals and their open minds. And even Moslems from Jakarta are living it after they are in Bali for a while and doing all the things which are forbidden back home.

What is so special about Bali?

Example 3:

Those stunning pictures my friend Willem shares every week tell it all!

What is so special about BaliWillem is from the Netherlands and he lives already for more than 30 years in Bali between Hindus. And he keeps taking photos of their ceremonies, sunrises, and sunsets at Pererenan, Munggu, and Seseh beaches. He says: „I feel always very welcome at the ceremonies of the locals, due to their open-mindedness. And they never ever tried to convince me to convert to Hinduism.“ He keeps writing every week a blog in his Moon Phase Friend Group and shares the best pictures he took during the latest week.

Why is the spirit so special in Bali?

I think the major reason is one ritual of the Hindus, which is gratitude!

They pray and give twice a day something to express their gratitude. And it is amazing to see with which passion they do it. They are completely into it. And this ritual primes their mind. They live and almost fearless life.

What makes it so convenient to stay there?

The price level for services and products is so low, that you can easily live there for the amount of money you pay in a western country for rent and your car. A nice room with a reasonable standard is about 300 € a month. Most of the places have a shared kitchen. They even tidy up your room every day. You do not have any auxiliary nor maintenance cost, like for a rented flat back home. Scooter rental is about 60 € a month and fuel costs only 0,60 € a liter. Dinner in a restaurant including a drink costs about 6 €. If you eat in a restaurant where mostly locals go, this kind of money easily feeds two people.

You need very little cloths. Don’t buy any before you come to Bali. You can buy Tshirts from 1,20 € and shorts from 3 €. The laundry costs 0,50 to 1 € per kg, and you get nice smelling and ironed clothes back the next day. That makes it easy to travel light – just with carry on luggage only.

And what is the downside of it?

I am probably the worst candidate to answer this question. Because I am deeply in love with Bali. Not even a woman could cope with it. And for the most things, that are annoying I found some workarounds.

If you intend to stay permanently in Bali:

The possibility to stay permanently is a bit difficult, due to the visa restrictions. If you are over 55 you can apply for a pensioner visa, which allows you a permanent residence. If you want to work in Indonesia a so-called KITAS is required, which costs about 1.000 € a year. Plus it is a lot of paperwork. Working remotely under the radar is easily possible, and if you do not earn money in Indonesia, it is no problem. But you have to leave the country every 2 months for a visa run. Which means you stay for at least 1 night in another country.

Flights to Singapore are the cheapest option from about 140 € return. You take a flight in the evening out of Indonesia, and one of the first flights in the morning back. I always chose to stay some nights in one of the neighbor countries. And so I visited Malasia, Philippines, Australia, Thailand this way. All flights were below 300 € return. Other options are Myanmar, Timor Leste, New Guniea. But flights to those locations are much more expensive, 400 to 600 €. For that kind of money, you can almost fly to Europe.

Money transfers are pretty expensive. The ATMs payout only small amounts an equivalent of 80, 160, or in the best case about 200 € of cash from your Maestro or credit card. And you always have fees between 4,5-6€ per transaction. So it always adds 3-8% to your expenses. I opened a local bank account with I can withdraw money at almost no cost. And I transfer money via transferwise. Which only costs 0,2% of the transferred amount. It is quick and reliable but only works one way.

If you intend to start a business in Bali:

There is hardly an attractive way (with a reasonable exchange rate and transfer cost) to change money from IDR (Indonesian Rupiah) into another currency. The only thing I can think of is running a money exchange business.

You need to get used to rubbish and low hygienical standards:

You shouldn’t drink tap water. I know 2 people who got Thyfus, which is mostly transmitted through water. No one needs to die from Thyfus anymore nowadays if it is treated medically. So, most of the water gets sold in plastic bottles. Those bottles and other rubbish is almost everywhere. Even if the first duty of the day is brooming the street. The awareness of hygiene is on a low level, but it is developing. They start separating the rubbish and a daily collection picks it up before it starts to stink too badly. What it actually does pretty quick, due to the tropical temperatures. Toilettes can be pretty dirty. In guesthouses, what the locals call homestay, the standards are almost on the European level.

What really sucks is, that they do not have a snake in the drain. So, the drain always is a source for a smelly bathroom. To make the aircon work efficient and to get rid of the mosquitos, they keep closing the windows. And the humidity cannot escape. So bathrooms are often full of mold. Also, the aircon stinks like mold when you switch them on. Especially concrete buildings are getting mold during the rainy season, especially in the basement. So I always prefer a wooden building with a fan instead of an aircon. Or an apartment on the second or third floor, which is usually pretty dry inside. You always have a breeze up there, so it blows away the mosquitos. Bali is free of Malaria, but the bastards can carry the Dengue Fever virus. I only know one person who got infected, but already 3 times.

Tourist prices – special rates for „bule“

Bule is the Indonesian word for a white person / caucasian. And other than black for an Afro-American, it is not considered as offensive. Actually the Indonesians call themself black, even if they just have just a wonderful chocolate taint.

Anyway, as a white person, you mostly pay an extra compared to the locals. This can be up to 3 or even 10 times. And it is still cheap for us. Well, at home one would mostly get better quality. I keep asking a local first, how much is the normal price. Then I start bargaining. And if I pay 10-30% more, that is fine for me. Being prepared like that most people do not overshoot with their prices anymore. They feel that they cannot make any business with you that way.

Now Return to Day 7 of Your Abundance Challenge – Spontaneous Fulfillment of Desire

Day 7 for Your Abundance Challenge – Spontaneous Fulfillment of Desire

Vital and happy regards

Happy Mood Guided Meditation For Better Sex

Happy Mood Guided Meditation

Do you get trapped in your mind while having sex? Try this Happy Mood Guided Meditation. It helps to concentrate on happiness in your heart and soul for better sex!

Source: Youtube, Thank you Yessica, for sharing this Happy Mood Guided Meditation

Hi, I’m Jessica. I am gonna take you through this Happy Mood Guided Meditation for focusing on and enhancing pleasure. That is a really great technic for bringing into your daily life. It is something that you can incorporate, not just formal meditation practice. But it’s something that you integrate into your everyday. So, a few examples of how you may bring this technique into your daily life. You could certainly use the

Happy Mood Guided Meditation For Better Sex

  • when you’re eating some delicious food
  • when you’re getting a massage
  • you also can bring it into your sex life

So obviously sex is very pleasurable and there are all kinds of interesting and wonderful sensations that we can focus on during sex. A lot of the time people get pulled into their minds thinking about how they look, or if they doing it right. Or even get pulled into thoughts, that have nothing to do with sex at all. So, this is a way to stay focused and grounded on the body. We are in our bodies while we are having sex. We’re not drifting off into thinking about what we’re going to do later that day. Because then, we do not only miss out on all the pleasure of sex. we miss out on that connection with our partner we’re going to start by relaxing the body and paying attention to those relaxing situations. So, we’re gonna

Start Our Happy Mood Guided Meditation

By relaxing the body and paying attention to those relaxing situations. While we’re doing this, it’s okay if that’s come up. Just like they come up during sex sometimes they certainly come up during meditation. And what I m gonna invite you to do is to just keep bringing your attention back to your body. That is the pleasure that you’re experiencing in your body. And it is ok, if you get told him to sod a hundred times during this meditation it’s really normal. It happens to everyone. You do not have to fight your mind or stop your thoughts to meditate. That’s a total mess. So, for this meditation when that happens, when you get pulled into those thoughts, you just going to return to the body. So let’s begin with the Happy Mood Guided Meditation!

BTW: If you think better Sex is no Option, you may want to learn about a different point of view …

Sex is no option


Your Thinking Time:

  • Write down five things you are grateful for. – Please remember that as your self-esteem grows, you fight your helplessness and your fears.

Use the Mental Strength 8-week training to help you deal with your specific fears.

Mental Strength Training – 8-Weeks To Turn Angst And Fears Into Gold

Like Heat Turns Ice Into Water,
Gratitude Turns Fear Into Abundance!

Vital and happy regards
Klaus Forster

Grateful Meaning - Meaning of Gratefulness

Grateful Meaning – What means Gratefulness?

Grateful Meaning = „giving or revealing thanks, primarily to other people“

Grateful Meaning - Meaning of GratefulnessThis is what dictionaries and phrasebooks say about grateful meaning. But within this blog, I will share some deeper thoughts about it. And offer you some supplementary grateful meanings.

Don’t you think that it is much easier if you are convinced in your heart, that prosperity is your birthright? And wouldn’t you achieve financial freedom much quicker, if you are determined to be financially free? Due to the Law of Attraction. The problem is, how can we get that conviction? Here are some thoughts about gratitude, and how gratefulness helps.

Many people are too negative in their attitude. In this blog, I will talk about how we can avoid the negative. How can we get into a fundamentally positive attitude, that ultimately makes you wealthy and happy?

Do you remember the concept of responsibility? It says that we always have the opportunity to choose our RESPONSE. Because there is a gap between an event and our response to it. A free time gap. We can fill this gap as we see fit. Our freedom of choice exists in this gap.

3 Common Misconceptions About Responsibility

Most people talk about reality, rather than about a stimulus. All events, all situations are only stimuli. We always respond only to stimuli. And we can choose how to respond to a stimulus. So we decide what we believe!
Many people think that they automatically react to certain circumstances. That they can not determine their own emotions and reactions. And therefore they are not responsible for them. The truth is, that there is no negative automatism to which we are unconditionally subjugated.
The power of commitment is not clear to most people. If we have a big goal, we should commit ourselves to achieve that. Then something magical happens. We will choose in these gaps the response, that brings us closer to our goal.


Grateful Meaning = Living in the Present

Today we are talking about a tool that helps us live the concept of responsibility better. And how we can „control“ our feelings as well. We often believe, that we respond to circumstances, and our fellow human beings. However, it looks very different. In reality, we are reacting to a world that exists only in our own minds. John Milton writes in his book „Paradise Lost„:

“The mind is its own place, and in itself can make
a heaven of hell,
a hell of heaven..”

Do you have serious fears sometimes? Do you worry too much, at times? Today we will deepen a thought from this guided meditation:

How to practice gratitude?

When we are worried, we generate negative energy. Let’s try to imagine this negative energy as a black cloud that ultimately catches us. This black cloud gradually destroys more and more positive things in and around us. It then dominates a sense of impending disaster. Now we have to come to an important realization: We created this cloud ourselves! And if so, then we can also create another one: A bright, positive cloud.

One more word to the black cloud. People surrounded by it, no longer find peace. They only see what goes wrong in their lives and in the world, a pathetic state. And indeed: People in black clouds feel helpless and delivered.

The feeling of weakness gets intensified by the contemporaries, which walk through life with an eternally smile. Those who explain, that one only needs to utilize the power of positive thinking. But the problem is, that negative thoughts have much more power in real life than the positive ones.

That doesn’t mean, that we have to put up with the negative thoughts. However, we should accept that those are a serious danger. So we need to know if we want to be positive. And if we want to be metaphorically surrounded by a bright white cloud, it requires effort and work. But it’s possible. And the effort is absolutely worth it.

Grateful Meaning = Thinking positive about the presence and the past

The advantage of the worries

„Advantage of worries“ – that sounds absurd. But what could that be? The idea behind it is quite simple: if there were no advantage, people would not worry. Psychologists say: Worries allow us to feel in control.

If people are worried, they feel they can prevent something worse from happening. And so they get stuck to their worries. Worrying becomes a kind of ritual. And as long as this ritual is kept alive, it is said that the really bad things won’t happen.

But which worldview is hidden behind it? A person worries only when he believes the universe is indifferent to him. The basic assumption for that is: I am alone and depending on the mercy of a more hostile universe. It is the legitimation for this belief. Religious people are clearly at an advantage. They believe that there is a God who cares for them. And because God cares for them, they do not have to worry about themselves. Worried are only those ones, who are not taken care of.

It is already very helpful to develop a friendlier picture of the universe. We can do that without any spiritual or even religious background. After all, the Universe serves us with all we need for life: air to breathe, food and water … It also provides us with the raw materials we need to make our lives comfortable. And now it gets interesting: as we become aware of this „support“ through the universe, we minimize our worries. In other words, living gratitude is the opposite of a life full of worries. And those who are careful, are automatically grateful.

The Power of Gratefulness

Grateful Meaning = The opposite of fear about the future

Suppose there is a kind of power of gratefulness in the universe. And that we feel well when we are connected to this field. That then we have better ideas, helpful inspirations, flashes of thought. Then we are also better able to deal with problems, to recognize solutions, recognize and accept offers of help from other people … The power of gratefulness that enables us to literally outgrow ourselves.

Whenever we feel connected to this source, we don’t need to worry anymore. We literally can’t do it anymore.

How do we perceive this power of gratefulness? By gratitude. Gratitude is one of the most underrated remedies we have. Because gratitude increases our ability to perceive things. And gratitude comes from mindfulness. When we are grateful we become more attentive! And extremely positively minded, grief, fear, and mistrust goes away.

But it reaches even further: Within this power of gratefulness, we are able to do things we never thought to be able to. Because, if we practice gratitude, we are able to perceive things we never imagined to be possible to experience. The path to happiness is thus in knowing. The universe works miraculously, we just have to recognize it.

The tool

A Simple Exercise Against Grief And Gear

grateful meaning

Even the dog gets pimped and dressed up for the gratitude ritual in Bali

I remind myself to be grateful every morning with an exercise: I write down some things, which I am grateful for. It might also be sufficient to list these things silently in your head. But it has become a routine for me to write these thoughts down. Of course, the things I am grateful for are often repeated. But new ones are also added from time to time.

Note: This is not about the things we should be grateful for. Then the exercise becomes a burden. Because we are not connected to our emotions. Rather, the gratitude exercise is about, really feeling and visualizing the things, we are truly grateful for.

So after writing down a few things, I’m quiet for a while, focusing on the feeling of gratitude. I feel that it comes from my heart. My heart expands, it opens. And then I imagine that I have a connection to the power of gratefulness. To the source. Then I am fulfilled and one with the power of infinite giving. Filled with infinite gratitude. Nothing and nobody can irritate me in this state.

When we train with this tool, we feel the effect more and more. We literally float in the power of gratefulness. This exercise can be repeated anytime during the day. Already utilize it at the first small sign of worry. The more often we do it, the more consistent is the connection to the power of gratefulness.

Brian Tracy

Once I heard this story about Brian Tracy. A coach that I adore. He got throat cancer some years ago. Imagine what it means for a speaker to get pharyngeal cancer. Unable to talk anymore. Irradiations, Chemotherapie …

And do you know what Brian did after the surgery that removed the malignant tumor? As soon as the effect of anesthesia passed, he started working on his next book. Right after the surgery. Why? Brian’s words about it: because he had such a great sense of gratitude for doing exactly what he loves. He still could. Write. The rest would show up. But as long as he had that feeling of gratitude, emotionally nothing could happen to him. Today Brian Tracy is holding seminars again.

I do not know about you. I do not know if I could react in a situation like Brian’s. But it is good to have such role models. And the gratitude exercise is certainly the right tool. We can best prepare for difficult situations by coping well with normal situations.

Being grateful for what?

Grateful Meaning = Expecting the Best From the Future

We can be grateful for so many things: that we

  • can breathe
  • can stand straight
  • have no back pain


  • warm water
  • an apple
  • not having toothache
  • our house

and if it exists, for

  • our home
  • our family
  • the pleasant weather

And even in bad weather:

  • for the roof over our heads.

Isn’t it really the case, that the universe is wonderful for us?

It may be that some things are not so pleasant at the moment. But how many thousands of things are doing great work in our bodies and around us! We can not take these things for granted just because they are always there. On the contrary, whatever is there can remind us that the power source is always there. And while we perceive or acknowledge these things inwardly, we can try to feel how gratitude flows from our hearts.  Then we can stop acknowledging. And we can feel how our hearts are so grateful, that we cannot and must not name the blessings of our lives. In this state, we are then open to the connection with the power of gratitude.

The best use of the Gratitude Exercise tool is twofold: Once every morning. And then whenever you receive negative signals. For example, because you are worried. In the best case already at the first tiny negative signal. The shortest way back to the positive emotional realm is if we haven’t gotten far into the negative emotions. We need to know that with this tool we can stop all negative thinking. Really everything. But it requires discipline. Or, to put it mildly, as long as we do not control our mind, we are spiritually immature.


Grateful Meaning = Being Happy With What You Got

When we are connected to the source of power or carry the feeling of infinite gratitude within us, we have absolute inner peace. Of course, most people are looking for happiness outside of their bodies. They want money, prestige, luxury … But real happiness is only in us. There is not one world out there. Only the world that exists in our own mind.

To maintain peace, we have to work on it all the time. Constant use is required. Periodically and whenever needed. Because inner peace is an active state. We have to work for it. That requires discipline – but it’s definitely worth the effort.

Gratitude extends our horizons. We also see the good in the universe. The connection to the Forcefield gives us this consciousness. With a broad horizon, we can see how much good life offers to us.

Grateful Meaning = Living Frugalism

My idea is quite simple: if we have a connection to the power of gratefulness, we can accomplish great things. And only then. This means that ultimately our responsibility is limited. (And that takes the load off our shoulders.) Limited because we „only“ have the responsibility to connect to the power of gratefulness. The rest is done by it or the law of attraction. So we just have to do one step at a time. The rest follows automatically. This thought is encouraging. The courage to be happy.

Of course, it’s all relatively easy, as long as we’re not feeling really bad. But, we can prepare for real emergencies. By practicing daily. On the other hand, we can look around for real pain. Then we discover people who still have to suffer much worse and who still remain cheerful and grateful. Like Brian Tracy. There are people whose connection to the power of gratefulness becomes even stronger when circumstances become very difficult. And these people can give us courage. As Viktor Frankl says: „Every suffering has its meaning.“

Conclusion: Grateful Meaning

Grateful Meaning: The highway to getting out of scarcity

I believe there is a power of gratefulness that cares for us. When we are in touch with this power of gratefulness, we are fine. Really good. When we recognize the things for which we are thankful, we connect with this power of gratefulness. All worries and negativity disappear. We have a state of great confidence and deep peace.

At first, it is irrelevant which world view we have. Because it is very easy to check: When we do the gratitude exercise, we feel better. We feel strong, confident, positive and good. When our hearts expand in gratitude and we have established contact with this power of gratefulness, we feel confident in ourselves. Then we know that true prosperity is our birthright. And we know that there is no other way than to become rich. Financially free. Our gratitude mixes with confidence. And for that confidence, we are filled with even greater gratitude.

To do to Embody Grateful Meaning:

  1. Do you have a morning routine? Does the gratitude exercise have room in it?
  2. When can you integrate the gratitude exercise into your day? In which situations?
  • If you are standing in line somewhere.
  • When the waiting loop on the phone is endless.
  • When you got stuck in traffic.
  • Whenever you have to wait.

Waiting is a stupid activity. But using this time for the gratitude exercise is wise.

  1. Do you have a gratitude journal? If not get one. This can be a notebook from paper or an electronic one, it can be a task list, or simply your calendar.
  2. Write down five things you are grateful for.

Now Return to Day 16 of Your Abundance Challenge – Living Gratefully

Vital and happy regards
Klaus Forster

The law of dharma

Dharma definition – Dharma meaning – What is Dharma?


/ˈdärmə/, noun: dharma

Dharma definition in Indian religion

The eternal and inherent nature of reality, regarded in Hinduism as a cosmic law underlying the right behavior and social order.

Dharma definition in Buddhism

The nature of reality regarded as a universal truth taught by the Buddha; the teaching of Buddhism.

Dharma definition an aspect of truth or reality.

„all dharmas are forms of emptiness“

Dharma meaning and origin

Sanskrit, literally ‘decree or custom’.


Now Return to Day 14 of Your Abundance Challenge – The Law of Dharma

Vital and happy regards